Business Interest Checking
Let your checking account earn you money:
- A $1,000.00 minimum deposit to open the account
- No interest will be earned if the balance falls below $1,000 at any time during the month
- Free MasterMoney ATM/Debit cards available
- For rate information please call 931-864-3168 or (606) 387-5626 or e-mail us at customerservice@pbtco.net
HI-FI Account
Let your checking account earn you money:
- A $1,000.00 minimum deposit to open the account
- A maintenance fee of $4.00 will be imposed every statement cycle if the balance in the account falls below $1,000.00 any day of the cycle.
- A minimum average daily balance of $1,000 must be maintained in order to obtain the annual percentage yield.
- During any statement period, you may not make more than six withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction, or by check, draft, debit card or similar order to a third party.
- Over-the-counter withdrawals are unlimited.
- A HI-FI excess debit fee of $1.00 will be charged for each debit transaction in excess of 6 during a statement cycle.
- For rate Information please call (931) 864-3168 or (606) 387-5626 or e-mail us at customerservice@pbtco.net
HI-FI PLUS Account
Let your checking account earn you money:
- A $10,000 minimum deposit to open the account
- A maintenance fee of $4.00 will be imposed every statement cycle if the balance in the account falls below $10,000.00 any day of the cycle.
- A minimum average daily balance of $10,000 must be maintained in order to obtain the annual percentage yield.
- During any statement period, you may not make more than six withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction, or by check, draft, debit card or similar order to a third party.
- Over-the-counter withdrawals are unlimited.
- A HI-FI excess debit fee of $1.00 will be charged for each debit transaction in excess of 6 during a statement cycle.
- For rate Information please call (931) 864-3168 or (606) 387-5626 or e-mail us at customerservice@pbtco.net
Common Features
The following fees may be assessed against your account and the following transaction limitations, if any, apply to your account.
| Feature | Fee |
|---|---|
| Check printing | (fee depends on style of check ordered) |
| Money order | $1.00 each |
| Cashier's checks | $3.00 each |
| Nonsufficient funds (NSF) item | $26.90 each |
| Overdraft status daily fee: Personal | $5.00 |
| Overdraft status daily fee: Commercial | $5.00 |
| Account research | $15.00/hour |
| Dormant accounts | $2.00/month |
| Stop payments-checks | $15.00 each |
| Stop payments-ACH | $25.00 each |
| Statement reprints | $3.00 each |
| Image item reprints | $1.00 each |
| Replacement debit cards | $5.00 each |
| Photocopies | $0.50 each |
| Wire transfers: Outgoing | $25.00 each |
| Wire transfers: Incoming | $25.00 each |
We may require not less than 7 days notice in writing before each withdrawal from an interest-bearing account other than a time deposit, or from any other savings account as defined by Regulation D. Withdrawals from a time account prior to maturity or prior to any notice period may be restricted and may be subject to penalty. See your notice of penalty for early withdrawal.
